Banking & Finance

Regulatory & Transactional Counsel

Navigating India's Financial Regulatory Landscape

Banking and finance law in India is governed by a complex web of regulations from the Reserve Bank of India, SEBI, and various statutory frameworks. At ESB Global Law Advisory, we provide strategic counsel to banks, NBFCs, fintech companies, and corporate borrowers across the full spectrum of financial transactions.

Our expertise spans loan syndication and documentation, project finance structuring, regulatory compliance, debt restructuring, and cross-border financial arrangements. We advise on matters governed by the Banking Regulation Act, SARFAESI Act, FEMA, and the Insolvency & Bankruptcy Code.

Whether you are a financial institution seeking regulatory guidance, a borrower negotiating complex credit facilities, or a fintech startup navigating RBI's evolving framework, our team delivers practical, commercially-focused legal solutions.

Banking & Finance Law FAQs

Indian companies must comply with RBI guidelines, the Banking Regulation Act 1949, FEMA regulations for cross-border transactions, SARFAESI Act for secured lending, and various SEBI regulations for capital market activities. ESB Global helps navigate these complex regulatory frameworks to ensure full compliance.

A law firm assists with structuring project finance transactions, drafting security documents, conducting due diligence on project assets, negotiating with lenders and sponsors, ensuring regulatory compliance, and managing inter-creditor arrangements for infrastructure and real estate projects.

NBFC compliance involves adhering to RBI regulations governing Non-Banking Financial Companies, including capital adequacy norms, asset classification, Fair Practices Code, KYC/AML requirements, and reporting obligations. Non-compliance can result in penalties, licence cancellation, and reputational damage.

Interconnected Practice Areas

Banking and finance law intersects with several other legal domains. Our integrated approach ensures comprehensive coverage.

Property & Real Estate

Property financing, mortgage documentation, and security creation over immovable assets for lending transactions.

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Business & Commercial

Corporate structuring, joint ventures, and commercial agreements for businesses in the financial sector.

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International Contracts

Cross-border financing arrangements, ECB compliance, and international banking documentation.

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Dispute Resolution

Debt recovery proceedings, SARFAESI enforcement, NCLT insolvency matters, and banking litigation.

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FIDIC Contracts

Infrastructure project financing intersecting with FIDIC construction contracts and EPC arrangements.

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Employment Law

Employment regulations for banking and financial services sector, including regulatory compliance for financial institutions.

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Get Expert Financial
Regulatory Counsel

Whether it's a banking transaction, regulatory compliance issue, or financial restructuring, our team is ready to assist.